UFC’s Accident Insurance: Facts and Figures

Written by Tom Ngo
May 10th, 2011

UFC President Dana White

Zuffa, LLC, the parent company of the UFC and Strikeforce, made a revolutionary move Monday when they announced they’d provide accidental injury insurance for all 350ish of their athletes starting on June 1st. While it’s unheard of to offer independent contractors medical coverage, there was some confusion as to what exactly would be covered starting next month.

“As this sport continues to grow, we have been working hard to secure additional insurance coverage so that our athletes can perform at the highest levels,” UFC president Dana White said. “We’re proud to give our athletes access to this type of insurance.”

Here are the facts and figures of the UFC’s revamped healthcare:

All UFC and Strikeforce fighters currently under contract will be taken care of, regardless of where the injury takes place.

Zuffa pays 100 percent of the premiums for the policy. There are no monthly fees incurred by the fighter, however it does not cover routine medical visits.

A fighter’s yearly maximum benefit is $50,000, which includes doctor’s visits, emergency room visits, physical therapy, lab tests, etc.

Are there provisions in place just in case an athlete pulls a Vladimir Radmanovic and gets injured snowboarding? No, but UFC president Dana White stressed the use of “common sense” with his independent contractors. Questionable injuries will likely be reviewed on a case-by-case basis.

Zuffa assigned one full-time employee to handle all insurance claims. It’s the same employee who takes care of claims on fight nights.

The $100,000/fighter supplemental insurance policy Zuffa has long provided on fight nights will remain intact.

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